At Emerald Life we foster involvement with residents and their loved ones with our dedicated health care team to ensure our resident’s physical and mental health is promoted and achieved at an optimum level.
Although we are a for-profit organisation, we cater for everyone from the most vulnerable who have no means to pay for their care to those who can afford to contribute to their care needs.
When seeking permanent care, Emerald Life welcomes your enquiry and invites you to book a tour of our home. During the tour, staff will provide an overview of the care and services on offer, address individual requirements, and discuss availability as wait lists may apply.
What to bring:
Please note: as Emerald Life is a high care facility, a current Aged Care Client Record (ACCR) is required. This is granted by the Department of Health
Fees and charges are determined by Department of Health based on the residents’ ability to contribute and individual circumstances at time of admission.
There are 3 levels of fees that could apply.
Basic Daily Fee
Means Tested Care Fee
More information is available on the myagedcare website, where you can access a Fee Estimator that may assist in determining the expected fees and charges.
1. Basic Daily Fee
All residents of an aged care home are required to contribute towards the day to day services such as meals, cleaning, management, and laundry services. This is called the ‘basic daily fee’ which is set by the Australian Government and is reviewed twice a year, in March and September, in line with aged pension increases.
The fee is set at 85 per cent of a single basic aged pension amount. Each resident pays this fee regardless of whether they are in receipt of a pension or not.
2. Means Tested Care Fee
Not everyone will have to pay a means-tested care fee. The exact amount you will pay is determined through a mean assessment. Follow link https://www.myagedcare.gov.au/income-and-means-assessments/#aged-care-home
The means test considers a resident’s financial assets and income to determine how much can be contributed toward the cost of their residential care.
The Government sets the amount a resident must pay direct to the aged care provider and reduces the subsidies paid to the provider by the same amount. This figure is subject to change, up or down, depending on income and assets levels.
3. Accommodation Payment
If residents can afford it, they are expected to pay for their accommodation, however help with some or all the accommodation costs are available to those who need it.
Click here to see our room costs which are depicted.
Residents have three options to pay their accommodation payment. They are:
By a single lump sum payment called a RAD (Refundable Accommodation Deposit). This amount is totally refundable to you or your estate when you leave the home.
By a daily payment called a DAP (Daily Accommodation Payment) which is billed on the monthly account. These payments are not refundable.
A combination of a RAD and a DAP. You may choose to pay a smaller RAD, and pay the balance by a DAP. The DAP is therefore calculated as a percentage of the remaining RAD at the Government set interest rate known as the MPIR (Maximum Permissible Interest Rate).
Prospective residents agree to the method in which they pay the accommodation payment at the time of their admission but can have a change of mind in the first 28 days only.
The Daily Accommodation Payment (DAP) at time of admission is applicable until part or the full Refundable Accommodation Deposit (RAD) is received.
For a breakdown of Aged Care Funding provided by the Government please click here.